Directors & Officers Liability (D&O) Insurance

Serving Baton Rouge and all of Louisiana

Whether your business in Louisiana is public, private or a non-profit, officers and directors of the company must make difficult decisions every day for your company. For some risky decisions, this can end up effecting them personally or affect your company’s financial situation. Directors & Officers (D&O) Liability Insurance helps cover these members and your company itself.

What Directors & Officers Liability (D&O) Insurance Usually Covers

Fiduciary Duty Claims. This is when a board misused or mismanaged company funds.
Employee Claims. For when a disgruntled employee claims wrongful termination, breach of contract, discrimination or invasion of privacy.
Competitor Claims. For when a competitor or organization claims defamation, trademark infringement or unfair competition.

Did You Know?

Since 2007, there has been more than 1,500 D&O claims each year, with 60% of them affecting non-profits.

Risk Management Society (RIMS)

What Directors & Officers Liability (D&O) Insurance Usually Does Not Cover

Criminal Conduct. Insurance providers are prohibited by law from covering criminal or fraudulent conduct since it would undermine the fundamental principles of law.
Owners. Many policies exclude members that own more than 10-15% of the company.

Get in touch for a D&O Insurance quote

Our Baton Rouge based insurance agents are ready to help you find the right coverage.

Contact Form 225-293-1086